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I can't believe that we are now into April. The weeks are flying by after a long drawn-out Winter. As the new tax year heralds price increases across the board regarding monthly outgoings, I just had to be brave and prepare a budget sheet for 2026/27. Now I know approximately how much things will be costing, I can relax a bit. I still don't know how much the water rates will increase by so I added an uplift of 5% (probably not enough) As Gray will be paying more tax from April 6th due to fiscal drag, I have included an allowance of £30 per month for petrol ( we'll have to make it stretch ) and I've increased dental checkups to a total of £200 per year. This should cover 2 visits each but any treatment will have to come out of savings. Car running costs eg tax, insurance and service charges/MOT have been calculated at £856. Any repairs/ new tyres will again have to come out of savings.
I have kept the food budget at £55 per week for now and will be making the most of coupons, discounts and yellow sticker prices.
We will continue to cut down on energy as far as possible to keep the cost down and this will become easier when the weather warms up a bit. Energy prices are due to fall from April 1st but I have no idea yet what this will mean in monetery terms.
Our broadband contract will end sometime soon and we will be looking for a cheaper supplier.
Any days out, weekly clubs and such will be paid for out of our own disposable income allowances. We will share the costs.....
All in all, we are ready !
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A big thank you to all who responded to my last post about Moaning Minnie. The comments really made me chuckle 😂and gave me a bit of ammunition if (when) he moans about something else ! Thank you!
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Thanks for popping in. Stay safe and well wherever you happen to be,
Angie 💗
I've just remembered something I said to someone who liked to complain . I used to act astonished and say things like "Oh my goodness, this is just so awful, how terrible for you, I had no idea " etc etc. They then don't know what to say!
ReplyDelete🤣😂🤣 I love that!
DeleteYou sound very well organised, it is so nice to know what to expect rather than wait for the bills to just roll in isn't it. We've just bit the bullet and paid up three lots of council tax, we pay yearly, two for where we are now and one for the new bungalow ...now I need to lie down in a darkened room.
ReplyDeleteBlimey, Sue, I bet you do 😱 It must cost you a fortune. Think of all the money you'll save when you move .
DeleteWell done with making your budget for the new year, Angie. Everything is going up, over here; we just paid our bill for utilities (includes water, electricity, sewer, and solid waste collection) and it was the highest I've paid in years! Partly because my usuage went up with daughter living at home now and working from home and partly because the rates went up.
ReplyDeleteThe price increases are never ending, Bless, and i cant see things changing any time soon either. Have a lovely Easter time.
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